Purchase / Re-Fi

Home / Purchase / Re-Fi

Purchase / Re-Fi

We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today’s real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.

5 Factors To Consider Before You Apply For A Mortgage
1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
2. In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
4. Should you refinance? Ask for our free detailed analysis.
5. Don’t know which loan to pick? We will do a side by side comparison for you. Free.

Whether you want to get a better rate and lower payments, get cash for home improvements, college education or consolidating debts, we are your local refinance specialists and have the perfect loan for you.

Lower Your Payment—Save Money
If interest rates fall below your current mortgage rate, refinancing may be a great idea. The old idea that rates must be 2 full percentage points below your existing loan is not true. A drop of as little as 0.25% could save you thousands of dollars. We’ll help analyze your personal needs and goals and find the right loan at the lowest costs possible.

Get Cash Out
We’ll help you determine what exact loan product makes the most sense for taking cash out of your home. Refinancing and taking cash out using a new first mortgage or a home equity loan, or both depends on your financial goals, the interest rates, your tax rate and more.

We’ll help you choose the ideal program with the lowest weighted annual percentage rate and payments to meet your personal needs and goals.

A variety of loan terms, no-point rate options and lower closing cost loans have greatly decreased the rate difference needed to make refinancing profitable.

Another popular way to lower a monthly payment is an interest-only loan. With this loan, the borrower pays only the monthly interest on the balance—you can pay principal as well if you wish.

We will always help you determine what loan program will best suit your needs and goals, whether it is an interest only loan or some other program. Talk with one of our loan professionals or get a fast pre-approval in minutes.